The short answer

The three documents

  1. The disclosure document (CSLB and CPUC, in 16-point bold): total cost and payments including financing, complaint procedures and cancellation rights. CSLB publishes it in English and Spanish, in 3-day and 5-day (senior) versions (CSLB).
  2. The contract, with the start and completion dates, equipment, price and payment schedule.
  3. The CPUC Solar Consumer Protection Guide (7 pages, Version 4 from Oct 2025; contracts signed on or after Dec 15, 2026 must use Version 4). You initial that you got the disclosure, that any savings estimate used no more than the CPUC's average rate increase, and that you could sign on paper. It's in nine languages (CPUC).

Your right to cancel

"You, the buyer, have the right to cancel this contract within three business days" after receiving a signed and dated copy; five for buyers 65 or older (§7159). Cancel in writing and keep proof of when you sent it.

Leases, PPAs and liens

The CPUC warns that providers "may place liens on your property", and that missing payments "could result in foreclosure or make it more difficult to sell your home or refinance." Lease and PPA payments typically rise 1% to 3% a year. When you sell, the buyer must take over the agreement, you keep paying, or you buy it out, which can cost thousands (CPUC).

PACE financing

PACE loans are repaid through your property tax bill over 10–30 years. Program administrators are licensed by the DFPI and must confirm your ability to pay and review key terms with you by phone, in your language, with no salesperson on the line (DFPI). Some mortgage lenders won't lend to buyers of homes with PACE liens, so it can complicate a sale.

If something goes wrong

Checked against official sources on Oct 1, 2026. Sources are linked in the text. Not legal, tax or financial advice.